Top8DigitalBanks

Most Valuable Savings Accounts

United Kingdom Updated on Aug 2025

Easy Access / Fixed Rate / Notice Accounts with the Highest Rates for The UK

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1
  • Start saving with as little as £1.
  • Access your money instantly - no locking it. external transfer limits apply
  • Open up to 10 saver accounts for different saving goals.
  • interest is paid monthly.
  • Linked to Chase current account
98 Score

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Start saving with as little as £1
Chase

Chase | A Taste

Available On: Android Apple

Highlights

  • There is no notice required to withdraw money. Daily external transfer limit is £25,000.
  • Chase Current account is required in order to open a Saver account with Chase.
  • Can open an account only if you are 18 year and over and a UK resident and UK taxpayer.

Top Features

  • Can open up to 10 Chase Saver accounts (just so you know, once your balance across any Chase saver accounts reaches £3m you won't be able to pay in any more). Payment in and payment out allowed to 3rd party UK only bank account via FPS. Daily external transfer limit is £25,000.
  • Rate of 3.75% AER (3.69% gross) variable, paid monthly. T&Cs apply.
  • Saver Account T&Cs apply
x

Available On

Android Apple
98 Score

Regulation

A Taste

Highlights

  • There is no notice required to withdraw money. Daily external transfer limit is £25,000.
  • Chase Current account is required in order to open a Saver account with Chase.
  • Can open an account only if you are 18 year and over and a UK resident and UK taxpayer.

Top Features

  • Can open up to 10 Chase Saver accounts (just so you know, once your balance across any Chase saver accounts reaches £3m you won't be able to pay in any more). Payment in and payment out allowed to 3rd party UK only bank account via FPS. Daily external transfer limit is £25,000.
  • Rate of 3.75% AER (3.69% gross) variable, paid monthly. T&Cs apply.
  • Saver Account T&Cs apply
2
  • 4.52% AER / 4.43% gross variable interest
  • Protection limit: Up to £85,000 payout in GBP
  • Top up minimum of £500
  • Withdrawal minimum of £500
96 Score

More Details+

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Min. £1,000 – Max. £85,000 Deposits
Monument

Monument | A Taste

Available On: Android Apple

Highlights

  • Top up minimum of £500 per transaction and the maximum balance you can have is £85000
  • Withdrawal minimum of £500 in a single withdrawal transaction and a withdrawal will not be authorised if it leaves your balance below £1000.

Top Features

  • Eligibility for application criterias:
  • Be a UK resident who is aged 18 or over
  • Hold a UK bank or building society account from which you will fund your application
  • Have a valid mobile phone number and email address
  • Have a UK National Insurance Number
x

Available On

Android Apple
96 Score

Regulation

A Taste

Highlights

  • Top up minimum of £500 per transaction and the maximum balance you can have is £85000
  • Withdrawal minimum of £500 in a single withdrawal transaction and a withdrawal will not be authorised if it leaves your balance below £1000.

Top Features

  • Eligibility for application criterias:
  • Be a UK resident who is aged 18 or over
  • Hold a UK bank or building society account from which you will fund your application
  • Have a valid mobile phone number and email address
  • Have a UK National Insurance Number
3
  • 4.80% AER (Paid as 4.80% Simple)
  • Protection limit: Up to £85,000 payout in GBP
  • Withdrawals are not permitted before the maturity date, except in any exceptional circumstances agreed to by Ziraat Bank in its absolute discretion
92 Score

More Details+

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Min. £1,000 – Max. £85,000 Deposits
Ziraat Bank

Ziraat Bank | A Taste

Available On: Android Apple

Highlights

  • 12 months Fixed Term Deposit
  • Deposit amount: Min. £1,000 – Max. £85,000
  • Withdrawals are not permitted before the maturity date, except in any exceptional circumstances agreed to by Ziraat Bank in its absolute discretion.

Top Features

  • Eligibility for application criterias:
  • Be a UK resident who is aged 18 or over
  • Hold a UK bank or building society account from which you will fund your application
  • Have a valid mobile phone number and email address
  • Have a UK National Insurance Number
x

Available On

Android Apple
92 Score

Regulation

A Taste

Highlights

  • 12 months Fixed Term Deposit
  • Deposit amount: Min. £1,000 – Max. £85,000
  • Withdrawals are not permitted before the maturity date, except in any exceptional circumstances agreed to by Ziraat Bank in its absolute discretion.

Top Features

  • Eligibility for application criterias:
  • Be a UK resident who is aged 18 or over
  • Hold a UK bank or building society account from which you will fund your application
  • Have a valid mobile phone number and email address
  • Have a UK National Insurance Number
4
  • £29 account activation fee
  • Account keeping fee of 0.5% p.a
89 Score

More Details+

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tally® is milligrams of gold used as everyday money
Tally Money

Tally Money | A Taste

Available On: Android Apple

Highlights


  • £29 account activation fee
  • Account keeping fee of 0.5% p.a

Top Features

  • Save in gold to protect the long-term value of your money
  • Spend your gold instantly at 47m merchants worldwide
  • Withdraw cash with the Tally Debit Mastercard with no cap (only daily)
  • No added foreign currency markups or fees (even at ATMs)
x

Available On

Android Apple
89 Score

Regulation

A Taste

Highlights


  • £29 account activation fee
  • Account keeping fee of 0.5% p.a

Top Features

  • Save in gold to protect the long-term value of your money
  • Spend your gold instantly at 47m merchants worldwide
  • Withdraw cash with the Tally Debit Mastercard with no cap (only daily)
  • No added foreign currency markups or fees (even at ATMs)
5
  • 4.85% AER / 4.75% Gross AER interest
  • Protection limit: Up to £85,000 payout in GBP
  • The interest rate applicable to your deposit is variable.
  • you will be given a minimum of 95 days’ notice if the bank set a date to lower the interest rate.
86 Score

More Details+

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Min. £1,000 – Max. £85,000 Deposits
LHV

LHV | A Taste

Available On: Android Apple

Highlights

  • 5.10% AER / 4.98% Gross AER interest
  • 95 Day Notice Account
  • The interest rate applicable to your deposit is variable.
  • you will be given a minimum of 95 days’ notice if the bank set a date to lower the interest rate.

Top Features

  • Eligibility for application criterias:
  • Be a UK resident who is aged 18 or over
  • Hold a UK bank or building society account from which you will fund your application
  • Have a valid mobile phone number and email address
  • Have a UK National Insurance Number
x

Available On

Android Apple
86 Score

Regulation

A Taste

Highlights

  • 5.10% AER / 4.98% Gross AER interest
  • 95 Day Notice Account
  • The interest rate applicable to your deposit is variable.
  • you will be given a minimum of 95 days’ notice if the bank set a date to lower the interest rate.

Top Features

  • Eligibility for application criterias:
  • Be a UK resident who is aged 18 or over
  • Hold a UK bank or building society account from which you will fund your application
  • Have a valid mobile phone number and email address
  • Have a UK National Insurance Number
6
  • 4.5% AER / 4.41% gross variable interest
  • Protection limit: Up to £85,000 payout in GBP
  • Top up minimum of £500
  • Withdrawal minimum of £500
82 Score

More Details+

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Sharia account
QIB uk

QIB uk | A Taste

Available On: Android Apple

Highlights

  • Top up minimum of £500 per transaction and the maximum balance you can have is £85000
  • Withdrawal minimum of £500 in a single withdrawal transaction and a withdrawal will not be authorised if it leaves your balance below £1000.

Top Features

  • Eligibility for application criterias:
  • Be a UK resident who is aged 18 or over
  • Hold a UK bank or building society account from which you will fund your application
  • Have a valid mobile phone number and email address
  • Have a UK National Insurance Number
x

Available On

Android Apple
82 Score

Regulation

A Taste

Highlights

  • Top up minimum of £500 per transaction and the maximum balance you can have is £85000
  • Withdrawal minimum of £500 in a single withdrawal transaction and a withdrawal will not be authorised if it leaves your balance below £1000.

Top Features

  • Eligibility for application criterias:
  • Be a UK resident who is aged 18 or over
  • Hold a UK bank or building society account from which you will fund your application
  • Have a valid mobile phone number and email address
  • Have a UK National Insurance Number

The Advantages of Neobanks

  • Always Available

    Always Available

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  • Financial Control

    Financial Control

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  • Safe & Secure

    Safe & Secure

    These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

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